Join your employer's 401-K or 403-b plan, or
help them adopt a plan if they don't have one.
Contribute to a ROTH IRA, if you are eligible.
Determine which benefits you qualify for.
Make charitable contributions with appreciated
stocks, rather than in cash.
Do not automatically "rollover" a
"lump sum distribution," received at retirement. Consider 5 or 10 year
"lump sum averaging," if eligible.
Consider index mutual funds, for non qualified
accountants, as their taxable distributions are minimal.
Shift income to lower bracket taxpayers, such
as children or to parents.
Accelerate any type of income, if you are
subject to the alternative minimum tax.
"Bunch" medical deductions, and/or
miscellaneous itemized deductions, into the same tax year, so the threshold can be
Prepay any state or local income taxes owed,
before December 31st, if you are not subject to the alternative minimum tax.
. Provide your CPA with full DOCUMENTATION of
your deductions, as it really helps!